You did
the work.
Now get paid.

Badger connects to your Xero account and autonomously chases your overdue invoices. With the politeness of a butler and the persistence of, well, a badger.

14-day trial · No setup fees · Cancel anytime

63% of UK invoices are paid late. The average small business is owed £21,400 right now. Half of you forfeit the money entirely just to avoid the awkwardness. You did the hard part — the work. You shouldn't have to beg to be paid for it.

90%
of UK businesses face payment delays
£21.4k
owed on average to each UK SME
52%
walk away from money they're owed
1 day
lost every week chasing invoices manually
01 — Connect

One click.
Xero connected.
Badger's watching.

Connect your Xero account. Badger syncs your invoices, contacts, and payment history. The moment something goes overdue, Badger goes to work.

No setup fees Zero configuration Done in < 2 mins
Badger welcomes you
02 — Compose

Not templates.
Actual letters.
Written for the moment.

Every chase email is composed from scratch — the amount, how overdue, your client history, your preferred tone. Because a good credit controller doesn't send templates. They write letters.

Adaptive tone Client context Every email unique
Badger writing a letter
03 — Converse

They reply.
Badger reads it.
Badger handles it.

“I'll pay Friday.” “I dispute this.” “Our finance person is on holiday.” Badger understands each one. Responds appropriately.

Inbound intent Autonomous replies Human in the loop
Badger handling replies

Always polite.
Increasingly firm.

The tone sharpens. The courtesy remains.

Gentle nudge
+3 days
Hi Sarah,Hope you're well. Just a quick one — invoice #4821 for £2,340 was due on the 12th and I don't think we've received payment yet. Entirely possible it's crossed in the post!
Firm reminder
+21 days
Hi Sarah,I'm writing regarding invoice #4821 for £2,340, now 21 days past due. I've sent a couple of reminders previously and I'm keen to get this resolved. Could you let me know the expected payment date?
Final notice
+30 days
Dear Sarah,I'm writing to formally follow up on invoice #4821 for £2,340, now 30 days overdue. I'd ask that you arrange payment within the next 7 working days, or contact me to discuss.

All your overdue,
on one page.

Every invoice. Every reply. Every chase. Always up to date with Xero.

Badger dashboard

Not reminders.
A credit controller.

01

Always-on Xero sync

Monitors your account continuously. New overdue invoice? Already on it. Payment received? Chase stops automatically.

02

Contextual composition

Every email written for the specific situation. Amount, history, relationship, tone — all considered. No two emails the same.

03

Reply handling

Reads and understands replies. Payment promise, dispute, out of office — each gets the appropriate response.

04

Smart escalation

From gentle nudge to formal notice, automatically. Only involves you when it truly needs to.

05

Complete audit trail

Every email sent, every reply received, every decision — logged and visible. Full transparency.

06

Your rules, your voice

Exclude VIP clients. Different tone per customer. Pause anytime. Badger works on your terms.

It costs less
than the time
you're wasting.

No contracts. No hidden fees. Cancel anytime. Every plan includes a 14-day free trial.

Solo
£39/mo
Freelancers & sole traders
  • Up to 15 active chases
  • 1 Xero organisation
  • Contextual chase emails
  • Reply handling
  • Smart escalation
Start free trial
Business
£79/mo
Growing businesses
  • Up to 75 active chases
  • Everything in Solo
  • Custom tone per client
  • VIP client exclusions
  • Weekly recovery report
Start free trial
Unlimited
£149/mo
Established businesses
  • Unlimited active chases
  • Everything in Business
  • Priority support
  • Custom escalation timing
  • Multi-contact chasing
Start free trial
For accountants & bookkeepers

Refer your clients.
Earn while you sleep.

Your clients struggle with late payments. You hear about it constantly. Now you can point them somewhere useful — and earn 20% recurring revenue for the lifetime of the client.

Self-serve dashboard. Monthly payouts. No calls, no contracts, no effort.

20%
Recurring share
£0
Cost to join
Lifetime payout
Become a partner
Badger

Questions, naturally.

The ones we hear most often.

Is my Xero data safe?

Badger uses Xero's official OAuth flow with read-only access to invoices and contacts. Your credentials are never stored. Access tokens are encrypted at rest using AES-256-GCM.

Can I review emails before they're sent?

Yes. Badger starts in supervised mode by default — every chase email waits in your approval queue for you to review, edit, or discard before it goes out.

What if a client replies?

Badger reads every reply and classifies it — payment promise, dispute, query, or out-of-office. Promises pause the chase automatically.

How do I cancel?

One click in your billing settings. No phone calls, no minimum term. Cancel any time and Badger stops at the end of your billing period.

Will my clients know it's automated?

No. Chase emails come from your own name (or from Mr. Badger as your credit controller). They're written from scratch each time. Nobody can tell.

Do I need to be on Xero?

For now, yes — Badger is Xero-only at launch. QuickBooks support is on the roadmap.

Badger never
forgets an invoice.

Start your free trial. No setup fees. No contract. Cancel any time.

14-day free trial. Connect Xero in two minutes. Stop chasing.

→ Bank-grade encryption→ Read-only Xero access→ UK-built & UK-supported→ Cancel anytime